Credit Authorization Administrator

Types of Jobs - Risk Management / Control

Job title Credit Authorization Administrator

Contract type Permanent Contract

Job summary The Canada Branch has offices in Montreal and Toronto providing financial services to Canadian Financial Institutions, Banks, Pension Funds & SSA and to large Canadian headquartered international corporations.

Crédit Agricole Services & Operations is hosting a part of all Crédit Agricole CIB’s support functions, from KYC, Back Offices, Risk, IT, Legal or Finance supporting our growing operations in the Americas and complementing our European and Asian operations platforms in a “follow the sun” approach.

When you join CA-CIB Canada, you are joining a certified Great Place to Work employer, and a highly engaged workforce.

Key Responsibilities:

· Review and understand Credit Approvals

Understand the Credit Approval process

Translate Credit Approvals into the Banks Quantitative Data Model

· Understand commercial products and their associated risks, including:

Commitment of Commitments

Term Loans

Delayed Term Loans

Over-holds

Swing Lines

Various types of LC's (Fronting, Performance, Financial)

· Review and understand signed structures with customers

Analyze executed Loan Documentation, especially Credit Agreements

Identify key clauses related to borrowers, products, amounts, maturity dates, and sub-limits

Ensure alignment with Credit Approval

Review Closing Requests from FO/MO for consistency with executed loan structure

· Model signed structures in worldwide authorizations system (BMA)

Ensure modeling is within credit approval parameters or less risky

Control Data Quality of Authorizations to enable accurate monitoring of Client exposure

Trigger anomalies related to over-limits, unauthorized products/borrowers, and transactions past maturity dates

· Communicate with supervisors about authorization structures as outlined in Credit Approvals and signed documentation

· Maintain authorizations throughout transaction lifecycle

Record maintenance including Renewals, Increases, Decreases, Refinancing, Extensions, and Annual reviews

Investigate anomalies from modeling of signed documentation structure

Supplementary Information Management and Reporting

Hierarchical Management: Christophe Santune, Director, CASO Montreal – Head of Risk CASO

Functional Management and Reporting: Kristine Bonner, Director, CACIB NY - RPC Admin, Monitoring & Projects

Direct Management and Reporting: Andrea Santos, Vice President, CASO Montreal - RPC Admin, Monitoring & Projects

Key Internal contacts

CACIB NY – RPC – Admin, Monitoring & Projects

CACIB Paris RPC – CMR

CACIB NY – SCS (Credit Analysts)

CACIB NY – FCS Client Service Corp. (Middle Office)

CACIB NY – Commercial Back Offices (Loan and LC Departments)

Role specific requirements

Commercial Financing Products and Transactions

Credit Approvals

Legal Documentation

Geographical area America, Canada

City CANADA

hybrid

Bachelor Degree / BSc Degree or equivalent

Bachelor’s degree in Finance, Banking, Economics, or related field

Level of minimal experience 3-5 years

Experience

3-5 years of experience in banking, preferably in commercial credit operations, commercial documentation, commercial back office or commercial middle office.

Experience with credit approval processes and loan documentation

Required skills

Accuracy and precision in data entry and verification

Documentation review capabilities

Strong analytical skills with attention to detail

Verbal and written communication skills in English and French required (You will need to service Anglophone clients and work with Anglophone colleagues)

Entity Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world. We support major companies and financial institutions in their development and the financing of their projects. As pioneers in responsible finance, social and environmental commitments are at the heart of our activities. Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy. We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations. Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered. By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations. All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences. Ready to take part in our mission? *By balance sheet size - The Banker, Juillet 2025

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