Senior Portfolio Manager

Application Deadline: 11 / 10 / 2025

Address: 595 Burrard Street

Job Family Group: Commercial Sales & Service

Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.

Responsibilities

Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies.

Assesses client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements.

Signs off on new renewal and extension loans within delegated authority.

Monitors portfolio to identify deteriorating credit conditions and compliance analyses metrics and assesses broader industry trends to spot risks and opportunities.

Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives.

Leads proposal development and delivers presentations to capture new business and expand client relationships.

Networks with industry contacts to gather competitive insights and best practices.

Develops and executes business development plans focused on enhancing client relationships and growth opportunities within the portfolio.

Builds and maintains client relationships to ensure long‑term financial performance in collaboration with Relationship Manager and business partners.

Structures and supports new renewal and extension loans aligned with client needs and bank & risk policies.

Conducts financial analysis and risk assessments of clients credit information for an assigned portfolio to provide insights and make informed decisions.

Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis taking corrective action when required.

Minimizes BMOs risk exposure by adhering to credit policies regulatory standards and operational guidelines.

Serves as a point of contact for service requests ensuring expectations are consistently met or exceeded. Escalates issues when needed.

Supports and implements initiatives to enhance service quality acquire new business and expand client relationships.

Identifies revenue and cross‑selling opportunities to enhance portfolio growth.

Identifies share of wallet opportunities.

Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis.

Manages timely and accurate data entry into BMOs systems and leverages the data to support decision‑making.

Focus is primarily on business framework within BMO; may have broader enterprise‑wide focus.

Provides specialized consulting analytical and technical support.

Exercises judgment to identify diagnose and solve problems within given rules.

Works independently and regularly handles non‑routine situations.

Broader work or accountabilities may be assigned as needed.

Qualifications

Preferred 5–7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.

If a Credit Qualifiable job Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.

Bachelor's degree required; Business Administration Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.

Deep knowledge and technical proficiency gained through extensive education and business experience.

Foundational level of proficiency

Structuring Deals

Advanced level of proficiency

Problem Solving

Collaboration

Detail‑Oriented

Customer Service

Loan Structuring

Regulatory Compliance

Portfolio Management

Credit Risk Assessment

Banking Operations

Microsoft Office

Expert level of proficiency

Financial analysis

Key Skills

Project / Program Management

Project Portfolio Management

Portfolio Management

Credit Analysis

Banking

Pricing

Analysis Skills

Project Management

Financial Analysis

Budgeting

Property ManagementContracts

Salary: $- $

Pay Type: Salaried

The above represents BMO Financial Groups pay range and type.

Salaries will vary based on factors such as location skills experience education and qualifications for the role and may include a commission structure. Salaries for part‑time roles will be pro‑rated based on number of hours regularly worked. For commission roles the salary listed above represents BMO Financial Groups expected target for the first year in this position.

BMO Financial Groups total compensation package will vary based on the pay type of the position and may include performance‑based incentives discretionary bonuses as well as other perks and rewards. BMO also offers health insurance tuition reimbursement accident and life insurance and retirement savings plans. To view more details of our benefits please visit : Us

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO directly or indirectly will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid written and fully executed agency agreement contract for service to submit resumes.

Required Experience: Manager

Employment Type: Full‑Time

Experience: years

Vacancy: 1

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