Transaction Specialist

Transaction Monitoring - Team Lead Location: Bengaluru

Role overview: We are seeking a detail-oriented and experienced Transaction Monitoring Team Lead to oversee the daily operations of our transaction monitoring unit. This role is critical in ensuring our organization complies with anti-money laundering (AML) regulations and internal risk policies. You will lead a team of analysts responsible for reviewing suspicious activity, escalating cases, and maintaining high standards of investigative quality.

How you will create impact: Lead and manage a team of transaction monitoring analysts, providing guidance, mentorship, and performance feedback Oversee daily operations of transaction monitoring workflows, including rule-based and machine learning-generated alerts, daily alert reviews and ensure timely and accurate disposition of cases Collaborate with product, engineering, and data science teams to optimize monitoring logic and improve detection models Ensure consistent application of AML policies, procedures, and regulatory requirements across all investigations Review and approve escalated alerts and suspicious activity reports (SARs) Collaborate with compliance, legal, business, engineering, IT and risk teams to refine monitoring rules and improve detection capabilities Drive continuous improvement in monitoring processes through automation, analytics, and feedback loops Work on regional / strategic projects assigned from time to time Monitor team KPIs and prepare regular reports for senior management Conduct quality assurance checks and implement process improvement Support audits and regulatory examinations with documentation and case summaries Stay updated on regulatory changes and industry best practices related to AML and financial crime

Essential qualifications: • Bachelor's degree in Finance, Business, Law, or related field (Master's or certifications like CAMS preferred) • 5+ years of experience in AML/transaction monitoring, with at least 2 years in a leadership role • Strong understanding of AML regulations (e.g., BSA, FATF, OFAC) and financial crime typologies • Experience with transaction monitoring systems (e.g., Actimize, SAS, FICO, etc.) • Excellent analytical, communication, and leadership skills • Ability to manage multiple priorities in a fast-paced environment

Preferred Skills: • CAMS, CFE, or similar certification • Experience in a Fintech, crypto, or neobank environment • Exposure to machine learning or AI-driven compliance tools • Familiarity with data analytics tools and automation in compliance processes • Ability to thrive in dynamic, flexible and collaborative environments