Credit Analyst- M/SM

Description Role involves · Carry out due diligence for corporate customers · In-depth financial analysis, business model review, management risk analysis · Working on cashflow based excel models · Analyzing cashflows and WC/debt servicing analysis · Review of annual reports, borrower/promoter background · Review of Credit notes prepared by Business Unit capturing details of customer profile, financial projections and analysis, assessment, term sheet. · Interaction with various stakeholders (internal and external) for review of such customers · Carry out internal rating of customers and assign/review rating · Monitoring of performance of customers on an ongoing basis · Review Early warning triggers · Carry out site visit to review work progress · Prepare recommendation notes and recommend proposals to top management · Maintain/monitor Credit Hygiene

Candidate requires · 5-8 years of work experience · Working knowledge of Microsoft excel/ Credit underwriting of working capital, underwriting proposals. · Communication skills · Knowledge of financial analysis and awareness of lending/regulatory guidelines · Experience in banking firms/audits of banks would be added advantage

Qual- CA / MBA