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AI Research Scientist

๐Ÿ“ India

Construction Balancehero India

Job Description

About BalanceHero & True Balance BalanceHero India Pvt. Ltd.

is a wholly-owned subsidiary of

BalanceHero Co. Ltd., Korea

, operating the mobile app

True Balance

โ€”a one-stop platform offering financial services such as instant loans, utility bill payments, recharges, and more. Since launching in India in 2016, BalanceHero has evolved from a balance-check app to a full-fledged financial services provider with over

$84 million

raised from top global investors including

SoftBank

,

Naver

, and

LINE

.

Our NBFC arm,

True Credits Pvt. Ltd.

, is licensed by the RBI and focused on bridging Indiaโ€™s financial gap through seamless and accessible credit offerings.

Website AI Lab - Research Scientist

About the job

Research Scientist of Balancehero aims to achieve AI Excellence in the fintech domain by investigating actual problems in business. We are creating trustworthy and reliable AI systems for โ€˜Finance for Allโ€™. We are looking for a passionate, talented, and inventive โ€˜Research Scientistโ€™ with a strong research background to resolve business problems.

About the Responsibilities Research LLM Applications on Fintech Domain Research AI on Fintech Domain Resolve Industrial Problem using AI technologies Engage in high impact applied research to take the latest AI developments Shows AI Excellence by publishing research papers and protects technologies by publishing patents

Requirements PhD in Computer Science, Computer Engineering, Industrial Engineering, Electrical Engineering, AI, Mathematics, Statistics, or related fields OR M.S. in the above fields plus 4 years of experience in Applied Research Publications in AI domain/Fintech Applications of AI as an first author Has worked on an LLM (open source or commercial) that is currently available for use Experience in Deep Learning Framework

Preferred qualification PhD in Computer Science, Computer Engineering, Industrial Engineering, Electrical Engineering, AI, Mathematics, Statistics, or related fields Publications in AI domain as an first author at Neurips, ICML, ICLR, CVPR, ICCV, ECCV, ACL, EMNLP, AAAI, etc Publications in Fintech Applications of AI as an first author at ACM ICAIF, IEEE CiFer, ICFTAI, etc Core contributor to team that has trained a large language model from scratch Domain experience in Fintech domain such as Credit Risk, Fraud Detection, Underwriting Decisioning, etc Possess the ability to own and pursue a research agenda, including choosing impactful research problems and autonomously carrying out long-running projects.

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Job Details

Posted Date: December 22, 2025
Job Type: Construction
Location: India
Company: Balancehero India

Ready to Apply?

Don't miss this opportunity! Apply now and join our team.