Head - Product, Liabilities

Job Title:- Head- Product, Liability Location:- Mumbai Job Roles and Responsibilities Lead Product conceptualization, design and launch of various Liability/Deposit products. Identifying market opportunities, customer needs, and growth areas. Leading end-to product life cycle (idea launch to scaling up and withdrawal, if not profitable). Building and maintaining the product roadmap and priorities. Translate business requirements into detailed functional and technical specifications. Ensure On time delivery of products. Develop Go to Market strategy. Analyse market trends, track competitor offerings & pricing strategies. Owning Product P&L, pricing strategy and monetization models. Compliance with regulatory guidelines Coordinate with Risk, Legal, AML/KYC, Tech teams to ensure complete compliance before and after product launch. Managing a team of product managers Drive Product trainings for Branch and sales staff Enhance product journey through automation and process simplification. Monitor customer and sales team feedback Manage external partners (vendors/ fintech) Qualifications & Experience Any Postgraduate/ Professional degree More than 10 years of experience in Retail Banking Minimum 4-5 years proven track record in handling banking products in a senior leadership position. Strong regulatory and compliance knowledge. Age: Between 40 - 50 years