Solutions Architect

We are seeking a highly experienced Solution Architect with strong technical expertise in Instant Payments, SWIFT, ISO 20022, and core Java-based payment platforms. The role involves leading architecture design, modernization, and integration for large-scale banking and financial systems.

Key Responsibilities

- Architect and design real-time/instant payment solutions (UPI, Faster Payments, SEPA Instant, RTP, FedNow). - Lead end-to-end migration from SWIFT MT to ISO 20022 MX message standards. - Define and develop Java-based microservices, APIs, and payment engines. - Provide solution architecture for payment hubs, cross-border payment systems, clearing systems. - Review technical designs, guide development teams, and enforce architecture best practices. - Lead design of API specifications, message flows, and XML/XSD-based transformations. - Ensure solutions are secure, scalable, resilient, and compliant with regulatory frameworks. - Collaborate with engineering, business, and compliance teams across global locations. - Work with cloud-native environments: AWS, Azure, or GCP, including Kubernetes/Docker-based deployment.

Required Technical Skills

- Strong hands-on Java experience (Java 8+), including: - Spring / Spring Boot - Microservices architecture - REST/SOAP APIs - Multithreading, performance tuning - Integration frameworks (Apache Camel, Spring Integration) - Expertise in: - Instant Payments (UPI, Faster Payments, SEPA Instant, FedNow, RTP) - SWIFT Messaging (MT, MX, gpi) - ISO 20022 (message validation, mapping, schema design) - Experience with Kafka/MQ, distributed systems, and event-driven architecture. - Strong knowledge of XML, XSD, JSON, and message transformation tools. - Familiarity with security standards: PCI-DSS, encryption, tokenization. - Integration experience with core banking systems, payment gateways, and clearing houses. - Cloud architecture experience (AWS, Azure, GCP) is an added advantage.

Professional Attributes

- Strong architectural decision-making ability. - Excellent communication and stakeholder management. - Ability to mentor engineering teams and manage complex technical environments. - Analytical mindset with focus on reliability and performance.

Education

- Bachelor’s/Master’s degree in Computer Science, Engineering, or related field. - TOGAF / AWS Architect / Azure Architect certifications preferred.