Underwriter-US Mortgage

Urgent Hiring for live & Pre Underwriter : ASAP Joiners

Shift Timings

–US Shift Location

– Chennai Excellent communication skills CTC -

upto 9.5lpa ( depends on interview)

Experience in 4C's , Income Calculation, DTI , LTV , Creditworthiness ,Decision making, by Weekly etc.

Assess all new applications in line with Retail Lending Standards and Policy * Work in conjunction with our sales teams to identify and resolve any challenges in relation to decisions and appeals * Be responsible for dealing with the more complex enquiries from both staff and external sources to provide an informed response which results in a TCF outcome for those concerned. * Apply Consumer Duty principles, and aim to deliver fair outcomes in all of our day-to-day activities. * Share and maintain best practice in lending appropriately and fairly, achieving compliance with all applicable internal and external standards including but not limited to Regulation, Group Internal Audit, Group Credit Risk Policy and Lending Standards, in addition to operating within stated levels of risk appetite/mandate * Maintain a comprehensive and up to date knowledge and understanding of MotoNovo Finance products and services, providing accurate information and proactively promoting them where appropriate. * Work collaboratively and assist and support with the Training and Competence of new underwriters ensuring this is appropriately and suitably evidenced, both initially throughout the induction process, and subsequently on an ongoing basis at all mandate levels. * Maintain an up-to-date knowledge of regulatory and legislative information related to MotoNovo Finance products and services (e.g. ICOB, CONC, FCA Rules, Money Laundering, Data Protection, CDD, KYC etc.) * Maintain an excellent knowledge and understanding of all relevant policies and procedures relevant to the role, being compliant with these policies and procedures at all times.