Senior Mortgage Underwriter

About the Company:

Coforge Business Process Solutions (BPS) is a disruptive AI-led business operations provider, driving profitable growth for our customers with a focus on compliant outcomes, data insights and enhanced experiences. Coforge BPS augments Business Process services and human capital with AI to enhance customer experience, improve business effectiveness and increase efficiency.

Our domain expertise covers several industries like Banking, Cards, Mortgage, Financial Services, Insurance, Travel, Hospitality, Healthcare & Retail. Our cross-industry solutions - like Customer Experience/ Contact Centers, Risk & Compliance Management - cut across all industry verticals. We also offer domain-specific and industry-agnostic digital platforms and point solutions.

Coforge BPS Services its customers including 5 of the Top 25 U.S. Banks, Top 10 Lenders, Top 10 Insurance intermediaries and Fortune 500 Companies from onshore, nearshore and offshore locations.

Job Code: 105027

Job Title: SENIOR UNDERWRITER

About the Role:

The Senior Underwriter will be proficient in US Mortgage processes, including Underwriting, Post-Closing, and various income calculations, as well as compliance with regulatory requirements.

Responsibilities:

- Proficient in US Mortgage processes, including Underwriting, Post-Closing, and various income calculations (self-employed, wage earner, SSI, rental, pension/retirement, annuity incomes). - Over 1+ years of experience in the US Mortgage origination domain. - Strong analytical, decision-making, and communication skills. - Mandatory hands-on experience in Underwriting and Post-Closing. - Proficient in handling various documents throughout the origination cycle, including Origination, Processing, Underwriting, and Post-Closing. - Knowledgeable about CFPB, FHA, FNMA, and other regulatory/state-specific requirements, with the ability to perform final compliance checks. - Familiarity with Loan Origination Systems is essential. - Understanding of customer quality and productivity expectations. - Quick learner with the ability to adapt swiftly to changes. - Capable of escalating any deviations from defined processes and seeking immediate assistance. - The candidate should possess strong knowledge of the origination process, including Underwriting and various Income Calculations (self-employed, wage earners, etc.). - Must be flexible with shift rotations and a five-day workweek, with the ability to support during weekends and holidays as needed by business demands. - Language Expertise: Strong written and verbal English communication skills. - Excellent comprehension of written English, with courteous, tactful, and assertive interpersonal skills.

Qualifications:

Graduation is mandatory

Required Skills:

- Proficient in US Mortgage processes. - Strong analytical and decision-making skills. - Hands-on experience in Underwriting and Post-Closing. - Knowledge of regulatory requirements. - Familiarity with Loan Origination Systems. - Strong communication skills.

Preferred Skills

- Experience in the US Mortgage origination domain. - Ability to adapt to changes quickly. - Flexibility with shift rotations.

Equal Opportunity Statement:

We are committed to diversity and inclusivity in our hiring practices.