Credit Analyst- Large corporate/Infrastructure- Bank

This is regarding opening with a leading Pvt Bank as a Credit Analyst- Large corporate/ Real Estate/Infrastructure

Designation: Credit Analyst- Large corporate/ Real Estate/Infrastructure

Experience: 5+ years of work experience in Credit analysis in Large corporate/ Infrastructure

Location: Mumbai/Delhi

Job Role:

Conducted detailed financial statement and cash-flow analysis for corporate borrowers , identifying liquidity gaps and producing actionable repayment plans that reduced portfolio delinquency Performed quantitative credit risk modelling and qualitative assessments (industry, management, covenant strength), producing credit scores and probability of default estimates to inform approval decisions. Prepared comprehensive credit memos and presented recommendations to credit committees; secured approvals for loan structures and pricing consistent with risk appetite and regulatory guidelines. Monitored existing credit facilities via monthly covenant testing, stress scenarios and early-warning indicators; triggered remedial actions and covenant waivers where required.

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