Cluster Head

Job Title:

Cluster Head– Business Loans

in a leading Bank.

Grade - AVP Location- Patna

Role Summary: Responsible for driving growth and profitability of the business loan portfolio in the assigned division by managing sales teams, building strong customer relationships, and ensuring a high-quality loan portfolio.

Key Responsibilities: Achieve sales targets for secured and unsecured business loan products. Lead and manage a large sales team including Area Managers and Relationship Officers. Guide the team on business loan products, including CC/OD and working capital facilities. Identify and acquire new customers while strengthening relationships with existing clients. Coordinate with the credit team for smooth loan processing and approvals. Monitor portfolio quality, track repayments, and control delinquencies. Review team performance and provide regular feedback to improve sales outcomes. Ensure timely submission of daily, weekly, and monthly reports. Travel across the assigned division as per business requirements.

Experience & Skills: 7–9 years of experience in banking or financial services. Strong knowledge of

secured and unsecured business loans

and

CC/OD products . Experience in managing large sales teams (50+ members). Exposure to handling loan ticket sizes of

₹25 lakh and above . Bachelor’s or Postgraduate degree required.