Chief Investment Officer

Job Title: Chief Investment Officer

Location: Mumbai, India.

About 1% Club

1% Club is a financial education–led fintech platform focused on helping India’s middle class make informed money decisions and achieve long‑term financial independence.

Built by Sharan Hegde and Raghav Gupta, the 1% Club began with a strong emphasis on financial education as the foundation for wealth creation. Through structured learning programs and a community‑first approach, the platform established significant trust and credibility across a large online audience.

Today, the 1% Club leverages this trust‑led distribution to offer regulated financial services and is actively building proprietary products that simplify investing, insurance, and everyday financial decision‑making. Financial education remains the core pillar, while the platform continues to evolve into a comprehensive, full‑stack financial ecosystem.

Company Snapshot

- Headquarters: Mumbai, India

- Team Size: 200+

- Annual Recurring Revenue (ARR): USD 10+ million

- Backed by Gruhas (Nikhil Kamath)

What We Do

The 1% Club integrates financial education and financial services into a single, unified platform.

Financial Education

1% Club Academy

- 600,000+ learners educated through live masterclasses across personal finance, taxation, insurance, credit cards, and investing

- 100,000+ lifetime members enrolled in a subscription‑based learning model designed for long‑term financial growth

Bombay Trading School

- 1,200+ learners trained through curated online and offline trading programs

Financial Services

Building on its education‑led trust and large digital distribution, the 1% Club delivers financial services through its in‑house application and regulated entities. Current offerings include mutual funds and fixed deposits, with additional investment and wealth products under development.

Key verticals include:

- Personal CFO – SEBI‑registered investment advisory services for high‑net‑worth individuals

- Pillow Insurance – independent insurance advisory focused on informed, long‑term protection

- Reward Points Club – premium credit card advisory and rewards optimisation

- Stock Recommendations – SEBI‑registered research services providing data‑backed equity insights

Compliance & Governance

The 1% Club operates under:

- SEBI‑registered Investment Advisor (RIA) license

- SEBI‑registered Research Analyst (RA) license

This ensures high standards of transparency, regulatory compliance, and user trust.

The Road Ahead

With increasing adoption of AI‑driven personalization, deeper financial integrations, and new product layers such as goal‑based investing and tax optimisation tools, the 1% Club is positioned for strong, sustained growth.

The mission remains consistent: to help India’s middle class make better financial decisions and progress toward long‑term wealth creation.

Role Overview

We are appointing a Chief Investment Officer (CIO) to lead the investment philosophy, portfolio strategy, and regulatory alignment for our Portfolio Management Services (PMS) business.

This role will serve as the Principal Officer named in the PMS license application and will be responsible for ensuring full compliance with SEBI PMS regulations, investment governance, and fiduciary standards.

The CIO will act as the final authority on investment decisions, portfolio construction, risk management, and client suitability, while building institutional credibility with regulators, partners, and clients.

Key Responsibilities

1.

Investment Strategy & Portfolio Construction

- Define and own the investment philosophy and asset allocation framework

- Lead portfolio construction, security selection, and risk‑adjusted return strategy

- Oversee discretionary and non‑discretionary PMS portfolios

- Ensure suitability, diversification, and client mandate alignment

2.

Regulatory & Compliance Oversight

- Act as the Principal Officer for SEBI PMS compliance

- Ensure adherence to SEBI PMS Regulations, risk management norms, and disclosure standards

- Establish investment governance, audit readiness, and documentation protocols

- Liaise with SEBI, custodians, auditors, and compliance teams

3.

Research & Risk Management

- Lead fundamental and macro research frameworks

- Implement risk controls, drawdown management, and performance attribution

- Monitor portfolio performance versus benchmarks and mandates

4.

Product Development

- Design PMS strategies across equity, hybrid, and thematic portfolios

- Develop investment notes, factsheets, and client communication

- Support distribution teams with investment positioning and credibility

5.

Leadership & Governance

- Set up SOPs, investment committees, and approval frameworks

- Mentor analysts and portfolio teams

- Build a compliance‑first, fiduciary‑driven investment culture

Mandatory Regulatory Qualifications (SEBI PMS Criteria)

The candidate must meet SEBI eligibility for Principal Officer:

Educational Qualification (Any One)

- CA / CFA / CS / ICWA / MBA (Finance)

Postgraduate degree in Finance, Economics, Commerce, or Business Management

- Postgraduate degree in Finance, Economics, Commerce, or Business Management

Certification

- Mandatory: NISM-Series-XXI-B – Portfolio Managers Certification

- Certification must be valid and active at the time of application and throughout tenure

Ideal Candidate Profile

- 5 - 8 years in PMS, AMC, Wealth Management, AIF, or Institutional Investing

- Prior role as CIO, Fund Manager, Investment Head, or Portfolio Manager

- Deep expertise in Indian capital markets, SEBI regulations, and fiduciary investing

- Strong track record in portfolio performance and risk governance

- High integrity, regulatory maturity, and institutional credibility

#J-18808-Ljbffr