Credit Management Specialist

Conduct creditworthiness analysis and prepare recommendations for credit approval and credit limits.Monitor and evaluate customer credit usage and payment performance.Identify credit risks and propose mitigation actions.Coordinate with Finance, Sales, and Management regarding credit policies.Prepare credit reports and support audit processes.RequirementsBachelor’s degree in Finance, Accounting, Economics, or related fields.Minimum 2 years of experience in credit management, credit analysis, banking, or audit.Good understanding of financial statement analysis and risk management.Detail-oriented, communicative, and responsible.Proficient in Microsoft Excel.