Legal Compliance Senior

Regulatory Compliance: Ensure that collection operations (processes, communication, and data) comply with OJK regulations (POJK 35/2018, POJK 77/2016), Consumer Protection Laws, Personal Data Protection (PDP) Laws, and other relevant legal frameworks. Risk Management: Identify, assess, and mitigate legal risks within collection strategies and practices, including reputational risks and potential fine sanctions. Legal Drafting: Create, review, and audit contracts, agreements, Standard Operating Procedures (SOPs), internal policies, and other legal documents. Legal Advice/Opinion: Provide legal guidance to the collection operations team regarding case handling, negotiations, and dispute settlements. Dispute Resolution: Manage and resolve litigation cases (lawsuits) and non-litigation matters (mediation, summons/legal notices) related to debtors or other parties. Development & Training: Develop compliance programs, update policies, and provide training to staff regarding the latest legal issues and developments. External Coordination: Interact with legal consultants, notaries, law enforcement agencies, OJK, or other relevant government institutions. Reporting: Prepare compliance and risk reports for senior management. Qualifications

Bachelor's Degree in Law or equivalent, At least 2 Year of working experience in the related field is required for this position, in Banking, Multifinance, or FinTech sector. Proficient communication skills in English, both written and spoken, Have good leadership, teamwork skill and communication skill, Detail oriented, accurate, well organized, and able to work with target, Deep understanding of OJK (Financial Services Authority) regulations, specifically regarding credit, collections, and consumer protection. Strong analytical and planning skills, problem-solving skills, negotiation, and diplomatic skills, Experience in handling transactions (M&A, Capital Market, etc.), Certification: Having a PERADI license or specialized certification in Risk Management (e.g., BSMR) is a significant advantage

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