Anti-Fraud Manager

Responsibilities Manage the Fraud Risk Management Framework and Strategy, including but not limited to prevention, detection, investigation, and monitoring. Perform anti-fraud analysis, monitor fraud trends in the market, prepare fraud intelligence reports, and recommend updates to the anti-fraud strategy. Develop fraud prevention and detection systems and dashboards in collaboration with other stakeholders. Report any fraud issues or incidents that have a significant negative impact on financial, reputational, or other aspects to management. Oversee fraud investigation and operational units, particularly in fraud application screening and transaction monitoring. Review and draft anti-fraud policies, annual plans, and operating or working procedures/manuals to mitigate fraud activities, ensuring alignment with regulatory requirements. Serve as the subject matter expert in fraud risk management governance and implementation through active communication and collaboration with all functions and working units. Prepare anti-fraud training materials and deliver continuous training. Conduct fraud risk assessments for both new and existing products and services. Proactively support overall business initiatives and strategy, including addressing inquiries from OJK and funding partners, as well as participating in due diligence activities.

Requirements Minimum bachelor’s degree from a reputable university, majoring in Applied Mathematics, Statistics, Actuarial Science, Computer Science, Information Systems, Information Technology, Engineering, or other related fields. Minimum 3 years of experience in anti-fraud and risk management within P2P lending, pay-later, or unsecured personal loan industries, with strong familiarity with OJK regulations. Hands-on experience and proficiency in data science programming languages such as SQL, SAS, and Python. Strong understanding of OJK regulations. Fluency in English, both written and verbal.