Job Description
NIACL AO Recruitment 2025 Notification: An Overview
The New India Assurance Company Ltd. (NIACL) has officially released the NIACL AO Recruitment 2025 notification, inviting applications for 550 Administrative Officer (AO) Scale-I positions in both Generalist and Specialist cadres. This is a remarkable opportunity for graduates and postgraduates seeking a stable and prestigious career in the public sector insurance industry. With an attractive monthly salary of approximately โน90,000 in metropolitan cities , this role offers financial security and significant growth prospects. The online application process is set to begin on August 7, 2025 , and will conclude on August 30, 2025 . Aspiring candidates should gear up to seize this chance to join one of Indiaโs leading general insurance companies.
Key Highlights about NIACL and the Recruitment Notification
The New India Assurance Company Ltd. is a government-owned general insurance giant, renowned for its legacy and robust presence across the nation. Securing a position as an Administrative Officer with NIACL means becoming part of an esteemed organization that plays a pivotal role in the countryโs financial landscape. The NIACL AO examination is a highly competitive process known for selecting the best talent. This recruitment drive aims to fill vacancies across various disciplines, including specialist roles like Risk Engineers, Legal Specialists, and IT Specialists, alongside a significant number of Generalist positions, offering a wide array of opportunities for candidates from diverse academic backgrounds.
Particulars
Details
Post Names
Administrative Officer (Generalists & Specialists)
Total Vacancies
550
Salary / Pay Scale
Approx. โน90,000/- per month in Metro Cities
Job Location
Anywhere in India
Application Start Date
August 7, 2025
Application Last Date
August 30, 2025 NIACL AO Vacancy 2025 Breakdown
The recruitment drive has announced a total of 550 vacancies. The distribution across different disciplines is detailed below, providing a clear picture of the opportunities available in each stream.
Discipline / Post Name
Number of Vacancies
Risk Engineers 50 Automobile Engineers 75 Legal Specialists 50 Accounts Specialists 25 AO (Health) 50 IT Specialists 25 Business Analysts 75 Company Secretary 2 Actuarial Specialists 5 Generalists 193
Total
550
NIACL AO Eligibility Criteria 2025
Candidates must ensure they meet the specified eligibility criteria as of August 1, 2025, to be considered for the posts.
Educational Qualification
Generalists:
A Graduate or Post Graduate degree in
any discipline
from a recognized University with a minimum of
60% marks
(55% for SC/ST/PwBD candidates).
Risk Engineers:
Engineering (Graduation/Post-graduation) in any discipline with a minimum of
60% marks
(55% for SC/ST/PwBD).
Automobile Engineers:
B.E./B.Tech./M.E./M.Tech in Automobile Engineering with a minimum of
60% marks (55% for SC/ST/PwBD) OR Graduate in any branch of Engineering with a minimum of 60% marks (55% for SC/ST/PwBD) along with a Diploma of at least one-year duration in Automobile Engineering.
Legal Specialists:
Graduate or Post-graduate degree in
Law
with a minimum of
60% marks
(55% for SC/ST/PwBD).
Accounts Specialists:
Chartered Accountant (ICAI)/Cost and Management Accountant (ICWAI) and Graduation/Post-graduation in any discipline with min 60% (55% for SC/ST/PwBD) OR MBA Finance/PGDM Finance/M.Com with a minimum of
60% marks
(55% for SC/ST/PwBD).
AO (Health):
M.B.B.S/M.D./M.S. or PG-Medical Degree OR B.D.S/M.D.S OR BAMS/BHMS (graduate or post-graduate) from a recognized University with at least
60% marks
(55% for SC/ST/PwBD). Must hold valid registration from the respective council.
IT Specialists:
B.E./B.Tech/M.E/M.Tech in IT or Computer Science OR M.C.A with a minimum of
60% marks (55% for SC/ST/PwBD).
Business Analysts:
Bachelors/Masters degree in Statistics/Mathematics/Actuarial Science/Data Science/Business Analysis from a recognized University with min 60% marks (55% for SC/ST/PwBD).
Company Secretary:
ACS/FCS from ICSI and Graduation/Post-graduation in any discipline with a minimum of
60% marks
(55% for SC/ST/PwBD).
Actuarial Specialists:
Graduation/Post-graduation in any discipline with min 60% (55% for SC/ST/PwBD) AND must have cleared a minimum of four Actuarial papers from IAI or IFOA.
Age Limit (as on 01.08.2025)
Minimum Age:
21 Years
Maximum Age:
30 Years
Candidates must have been born not earlier than August 2, 1995, and not later than August 1, 2004 (both dates inclusive). Age relaxation is applicable for reserved categories as per government norms.
NIACL AO Salary and Benefits 2025
A career as an NIACL Administrative Officer is not just about the prestige; it comes with a highly attractive remuneration package. The basic pay is โน50,925/- in the scale of โน50925-2500(14)-85925-2710(4)-96765. This pay scale means an officer starts with a basic pay of โน50,925 and receives an annual increment of โน2,500 for 14 years, followed by an increment of โน2,710 for the next 4 years.
When combined with other allowances, the total gross emoluments in a metropolitan city will be approximately โน90,000/- per month . This comprehensive package includes:
Dearness Allowance (DA):
This is revised quarterly based on the Consumer Price Index.
House Rent Allowance (HRA):
Varies depending on the city of posting (Metro, Class A, B, etc.).
Transport Allowance (TA):
To cover commuting expenses.
City Compensatory Allowance (CCA):
Applicable in major cities to compensate for the higher cost of living.
Beyond the salary, NIACL AOs are entitled to numerous other benefits, such as coverage under the National Pension System (NPS) , Gratuity , Leave Travel Subsidy (LTS) , comprehensive Medical Benefits for self and dependents, and Group Personal Accident Insurance . Officers are also eligible for the companyโs leased accommodation facility as per norms, which is a significant perk in major cities.
NIACL AO Selection Process 2025 Explained
The selection process for NIACL AO is a multi-stage procedure designed to test candidates on various fronts. It consists of three phases:
Phase I: Preliminary Examination
This is an online objective test and the first stage of screening. It is qualifying in nature, and marks are not counted for the final merit list.
Mode:
Online
Total Marks:
100
Duration:
60 minutes (with 20 minutes for each section)
Negative Marking:
Yes, 1/4th of the mark assigned to the question will be deducted for each wrong answer.
Section
No. of Questions
Maximum Marks
English Language 30 30 Reasoning Ability 35 35 Quantitative Aptitude 35 35 Phase II: Main Examination
Candidates who clear the preliminary exam will be called for the Main Examination. This phase consists of an objective test and a descriptive test.
Objective Test (For Generalists):
Total Marks:
200
Duration:
2.5 hours (with separate timings for each section)
Section
No. of Questions
Maximum Marks
Test of Reasoning 50 50 Test of English Language 50 50 Test of General Awareness 50 50 Test of Quantitative Aptitude 50 50
Objective Test (For Specialists):
Total Marks:
200
Duration:
2.5 hours (with separate timings for each section)
Section
No. of Questions
Maximum Marks
Test of Reasoning 40 40 Test of English Language 40 40 Test of General Awareness 40 40 Test of Quantitative Aptitude 40 40 Technical & Professional Knowledge 40 40
Descriptive Test:
Mode:
Online (typing on computer)
Duration:
30 minutes
Total Marks:
30
Content:
Letter Writing (10 marks) & Essay (20 marks).
This test is qualifying in nature. Marks will not be counted for the final merit list, but candidates must secure the minimum qualifying marks (15/30 for General, 13.5/30 for SC/ST/PwBD).
Phase III: Interview
Candidates shortlisted after Phase II will be called for a personal interview. The final selection will be based on the consolidated marks of the Main Examination (Objective Test) and the Interview, with a weightage ratio of 75:25 , respectively.
Detailed NIACL AO Syllabus 2025
A thorough understanding of the syllabus is crucial for effective preparation. Here is a subject-wise breakdown of the topics for the NIACL AO examination.
Subject
Topics
Quantitative Aptitude
Number Series, Data Interpretation (Bar Graph, Pie Chart, Line Chart, Tables), Simplification/Approximation, Quadratic Equations, Data Sufficiency, Mensuration, Average, Profit and Loss, Ratio and Proportion, Time, Work and Energy, Time and Distance, Probability, Relations, Simple and Compound Interest, Permutation and Combination.
Reasoning Ability
Seating Arrangements, Puzzles, Inequalities, Syllogism, Input-Output, Data Sufficiency, Blood Relations, Order and Ranking, Alphanumeric Series, Distance and Direction, Verbal Reasoning.
English Language
Reading Comprehension, Cloze Test, Para jumbles, Miscellaneous, Fill in the blanks, Multiple Meaning/Error Spotting, Paragraph Completion, Idioms and Phrases.
General Awareness
Current Affairs (last 6 months), Banking Awareness, GK Updates, Currencies, Important Places, Books and Authors, Awards, Headquarters, Prime Minister Schemes, Important Days.
Specialist Su...