Portfolio Management Analyst

About Amartha At Amartha, we empower micro‑businesses across Indonesia, enabling growth and equal prosperity. We've supported over 2.7 million entrepreneurs—mostly women—by disbursing IDR 22.8 trillion in funding. As we step into 2025, Amartha is evolving into a technology‑driven financial ecosystem, expanding our reach in lending, funding, and payments. Through innovation and digital solutions, we aim to enhance accessibility, streamline processes, and create a seamless user experience.

About the Team Funding Planning and controlling Team is under Funding team, focusing on planning and controlling on funding both of retail and institution lenders to fulfill demand lending from borrowers and this team also works closely with cross‑functional team and management to align with corporate goals.

About the Role As a Portfolio Management Analyst you will be in charge of increasing the number of premium lenders, active lenders, share of wallet, product holding, lowering churn and reporting. As an individual contributor in Funding team, you will work closely with the funding business unit, risk management, operations, marketing, and data science team.

Responsibilities

Do end‑to‑end segmentation activity: create segmentation (segment and subsegment), perform portfolio actions, control execution, and review results

Build customer journey for retail and premium lenders

Generate leads for funding business units for cross‑sell/up‑sell activities to increase product holding and sales productivity

Identify retail and premium segments for both individuals and non‑individual needs and behavior to generate insights and shape acquisition and retention strategy

Proactively collaborate with business unit teams to apply customer insights

Formulate various business insights through analytics‑driven methodology to discover opportunities and improve performance

Prepare business insights framework from opportunity gathering, data sizing, business presentation, and revenue/volume impact analysis

Create and analyze reports and identify opportunities for the funding business

Requirements

Minimum Bachelor’s Degree, any major

4+ years of relevant experience in data analysis and/or portfolio management within financial services

Strong attention to detail and motivation in a fast‑paced business environment

Strong individual contributor, highly skilled at working effectively with cross‑functional teams

Strong Excel skills (pivot, VLOOKUP, HLOOKUP, charting, and other basic functions) to continuously optimize strategies through analysis

Fluent in Hive SQL, familiar with Python, SAS, R, Spark, and similar data‑analysis tools

Logical thinking, proactive communication, and good teamwork

Seniority Level Associate

Employment type Full‑time

Job Function Other

Industries IT Services and IT Consulting

EEO Statement At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth. We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.

#J-18808-Ljbffr