Junior Credit Analyst

PT LiuGong Finance Indonesia

is a growing financial services company specializing in

heavy equipment financing , supporting the development of various industries across Indonesia. As part of our growth, we are looking for a

Junior Credit Analyst

to join our team.

What are we looking for: Bachelor degree in

Engineering, Mathematics, Statistics a nd related fields from reputable university. Min. GPA of 3,00 / 4,00 (or equivalent). Familiar with Microsoft Excel (basic formulas, data tabulation). Strong leadership, analytical and decision-making. Proficient in English, both written and verbal, to support cross-functional collaboration and documentation. Willingness to travel across the nation. 1 or 2 years experienced in heavy equipment industry will be an advantage. Strong knowledge of industry trends, especially in the heavy equipment, coal mining, mineral mining, forestry will be an advantage. Understanding of credit risk assessment, financial statement analysis, portfolio monitoring, and regulatory compliance will be an advantage.

What are you assigned for: Oversee and ensure the end-to-end credit application process across the designated area in compliance with company standards and policies, as well as external regulatory requirements. Review and prepare credit proposals and recommendations that align with internal credit policies and risk appetite. Perform on-site visits to assess customer business operations if required. Monitor portfolio performance and emerging risk trends both within the area and across relevant industry sectors.