Credit Analyst - Corporate Banking - Jakarta

Conduct in-depth financial, business, industry, and risk analysis to support lending decisions for corporate banking clients. Prepare high‑quality credit proposals in accordance with internal credit policies and regulatory requirements, ensuring thorough assessment of creditworthiness. Perform regular portfolio monitoring, including covenant tracking, early warning detection, limit utilization, and risk rating updates. Coordinate closely with Relationship Managers and other business units to provide accurate and timely credit recommendations. Ensure proper documentation and compliance for all credit facilities, including reviewing legal documents and ensuring completeness before disbursement. Support periodic portfolio reviews, stress testing, and internal/external audit processes. Provide insights on client performance trends, industry risks, and potential mitigation strategies to support sound credit decision‑making. Job Requirements

Minimum 3 years of experience as Credit Analyst, Corporate Banking Analyst, or similar role within reputable banks or financial institutions. Strong analytical and financial modelling skills, with proven experience preparing comprehensive credit proposals for corporate clients. Solid understanding of corporate financial statements, cash flow analysis, risk assessment frameworks, and relevant banking regulations. Excellent communication and presentation skills, with the ability to articulate credit rationale clearly to internal stakeholders. Detail‑oriented, organized, and able to manage multiple cases within tight deadlines.

#J-18808-Ljbffr