Head of Lending Business & Strategy

About Amartha At Amartha, we empower micro-businesses across Indonesia, enabling growth and equal prosperity. We've supported over 2.7 million entrepreneurs—mostly women—by disbursing IDR 22.8 trillion in funding. As we step into 2025, Amartha is evolving into a technology-driven financial ecosystem, expanding our reach in lending, funding, and payments. Through innovation and digital solutions, we aim to enhance accessibility, streamline processes, and create a seamless user experience. About The Team We are seeking an experienced and dynamic person to lead the transformation of our lending operations into a digital-first model. This role will focus on business acquisition, strategy, and bridging traditional field operations with cutting-edge technology. As a key member of the leadership team, you will oversee large teams, manage high-impact projects, and collaborate closely with business and technology stakeholders to drive our digital transformation agenda and solve the field challenges into execution solutions. Key Responsibilities Lead the transformation of microfinance lending operations into a digital model, focusing on strategy and execution Manage business acquisition efforts and create strategic plans to grow and scale digital lending services Bridge field operations and technology teams to ensure seamless integration of digital tools with on-ground initiatives Provide strong leadership and direction to large teams Collaborate closely with the SVP of Lending to align lending and collections strategy with overall business goals Drive end-to-end project management for digital transformation initiatives, ensuring timely delivery and measurable impact Monitor and analyze industry trends, particularly in digital banking and microfinance, to adapt strategies and maintain a competitive edge Foster a culture of innovation, accountability, and results within the lending team

Requirements Proven experience in a senior leadership role within digital banking, microfinance, consulting, with a focus on business acquisition, strategy, digital transformation and operational execution Strong background in project management, with the ability to lead complex transformation projects Experience managing large teams and driving organizational change Strong leadership skills, with the ability to inspire and manage high-performing teams A strategic thinker with excellent problem-solving and fast - proactive execution Previous experience as a consultant, having transitioned to an in-house role in a digital banking or microfinance institution A solid understanding of the microfinance and digital lending landscape Experience working in a fast-paced, multiple assignments and high-growth environment