MSME Lending Head (Circle Lead)

Responsibilities

Oversee and directly manage end-to-end operations for MSME banking products, including hands-on involvement in lending underwriting and funding processes Proactively ensure all operational workflows are smooth, efficient, and tightly safeguarded against fraud through daily oversight and intervention when necessary Develop, implement, and enforce SOPs by working closely with teams on the ground to standardize workflows and ensure compliance in practice, not just on paper Continuously refine processes by actively engaging in root-cause analysis and hands-on problem-solving to enhance efficiency and reduce turnaround times Drive the adoption of digital tools and automation by collaborating with teams on implementation and integration, ensuring practical alignment with daily operations Monitor operational performance through hands-on tracking of key metrics, providing actionable insights and reporting directly to senior management Lead by example in mentoring and working alongside the operations team, fostering a culture of accountability, performance, and problem-solving Collaborate deeply with product, risk, compliance, and customer service teams by addressing issues on the ground and aligning strategies to operational realities Champion customer-focused operations by working closely with frontline teams to ensure a seamless, responsive, and positive user experience Stay actively updated on regulatory requirements, translating them into practical, day-to-day compliance measures across all operations Identify and execute innovations by staying engaged with operations, seeking opportunities for improvement, and driving changes to support business growth

Requirement

7-10 years of experience in banking operations, with a focus on MSME, lending, or funding products Expertise in managing large operation in asset-based lending and appraisal is a strong advantage Proven ability to design and improve operational processes and SOPs Experience with digital transformation and process automation Strong leadership, problem-solving, and analytical skills Bachelor’s degree in Business Administration, Finance, Engineering, and Science or a related field; a master’s degree is a plus

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.