SME Lending Credit Reviewer Executive

As an SME Lending Credit Reviewer Executive, you will help ensure the quality of the Bank’s SME credit portfolio by reviewing and evaluating credit proposals, with a focus on financial, business, and collateral risks.

About the Role: Review and evaluate SME credit proposals, including analysis of financial statements, business profiles, borrower character, and collateral. Ensure all credit analyses are aligned with the Bank’s internal policies and standard operating procedures. Provide final recommendations on credit eligibility based on your review findings. Coordinate with underwriting and business units to refine documentation or clarify credit assessments when needed. Deliver objective, timely review outcomes and highlight areas of improvement if applicable. Ensure compliance with relevant external regulations and the Bank’s internal credit review policies throughout the process.

About You: A Bachelor's degree (S1) in Accounting, Finance, Economics, or a related field. At least 1 year of experience in SME credit underwriting or credit review at a financial institution. Strong analytical thinking with a structured and data-driven approach. Excellent communication and coordination skills, especially when working with cross-functional teams. Additional credit, financial analysis, or risk management certifications will be a plus. A good understanding of banking regulations and compliance standards in credit processes.