Credit Analyst (Financial Services)

Executive recruitment consultant Monroe Consulting Group Indonesia is recruiting on behalf of a

prestigious Global Captive Finance firm

that specializes in heavy equipment and industrial asset leasing. Our respected client is seeking a

Senior Credit Analyst

to manage risk assessment, portfolio health, and credit strategy for their expanding operations. This role plays a critical part in supporting major sectors such as mining, construction, and forestry. The job is based in

Jakarta .

Job Description

Manage and streamline the end-to-end credit application lifecycle across designated regions, ensuring full alignment with internal policies and OJK regulatory standards.

Evaluate and draft comprehensive credit proposals and recommendations that fall within the organization's risk appetite and strategic goals.

Conduct on-site due diligence and field inspections to verify customer business viability and operational capacity.

Standardize credit risk assessment frameworks and decision-making protocols across all regional branches to maintain quality and consistency.

Track and analyze portfolio performance and emerging risk indicators within specific industrial sectors to preempt potential defaults.

Collaborate with cross-functional teams, including Sales and Legal, to navigate complex credit structures and manage distressed accounts.

Perform deep-dive industry research and market mapping to refine risk mitigation strategies and identify sustainable growth opportunities.

Key Requirements

Bachelor's degree in Business, Finance, Engineering, Management, or a related field.

Minimum of 3-5 years of proven experience in credit analysis, with at least 2 years in a leadership or supervisory capacity.

Deep expertise in corporate credit risk assessment, financial statement interpretation, and B2B portfolio monitoring.

Strong command of regulatory compliance and industry trends, particularly in heavy equipment, mining (coal and minerals), and forestry.

Exceptional leadership, mentoring, and decision-making capabilities to guide a high-performing team.

Advanced analytical thinking and the ability to maintain precision while managing high-pressure priorities.

Professional fluency in English (both written and spoken) for international reporting and cross-border collaboration.

Superior report-writing and communication skills to present findings to senior management.

Flexibility and willingness to travel for field visits and site inspections as required.

#J-18808-Ljbffr