Director, GHNW Underwriting

The Opportunity The Director, GHNW Underwriting provides guidance to more junior staff. Assists Underwriting Management with research and training of Underwriting Staff. Takes the lead role on the high scope and complexity Underwriting department projects.

Position Responsibilities

Oversee risk selection and classification in alignment with company standards, including high-value cases and reinsurance coordination.

Provide expert guidance and mentorship to underwriters at all levels, acting as a key resource for complex cases and consultations.

Ensure underwriting decisions are made within approval limits and supported by thorough analysis of medical, financial, and non‑medical data.

Maintain consistency and quality through effective referral processes and adherence to departmental guidelines. Manage preferred mortality blocks and flex guidelines to meet pricing and risk expectations.

Drive operational efficiency by balancing underwriting requirements with expense management.

Collaborate on strategic initiatives, including new business development and departmental projects.

Build and maintain strong relationships with internal stakeholders, field personnel, and reinsurers.

Stay current on industry trends, regulatory changes, and estate/insurance planning strategies to inform underwriting practices.

Required Qualifications

Post‑secondary education or equivalent experience, with a minimum of 15 years in underwriting.

Strong knowledge of underwriting principles, including medical, financial, and non‑medical risk assessment.

Familiarity with estate, business, and insurance planning strategies, as well as regulatory and legislative impacts.

Deep understanding of reinsurance practices, insurance contract law, and product pricing principles.

Proven ability to balance risk assessment with expense management and client‑centric decision‑making.

Professional designations in underwriting or insurance preferred; commitment to ongoing learning and industry awareness.

When you join our team

We’ll empower you to learn and grow the career you want.

We’ll recognize and support you in a flexible environment where well‑being and inclusion are more than just words.

As part of our global team, we’ll support you in shaping the future you want to see.

マニュライフとジョン・ハンコックについて マニュライフ・ファイナンシャル・コーポレーションは、「あなたの未来に、わかりやすさを」を提供する、国際的な大手金融サービスプロバイダーです。当社について詳しくは、 https://www.manulife.co.jp/ をご覧ください。

マニュライフは機会均等を是とする雇用主です マニュライフ/ジョン・ハンコックでは、多様性を受け入れます。私たちは、サービス提供先であるお客さまと同様に、多様な人材を引きつけ、育成し、定着させ、文化や個人の力を受け入れる包括的な職場環境を促進するよう努めています。当社は公正な採用、定着、昇進、報酬に努めています。当社のすべての慣行およびプログラムは、人種、祖先、出身地、肌の色、民族的出自、市民権、宗教または宗教的信念、信条、性別（妊娠および妊娠関連の状態を含む）、性的指向、遺伝的特徴、退役軍人としての地位、性自認、性に関する表明、年齢、婚姻状況、家族状況、障害、または適用法で保護されるその他の要因に対する一切の差別を行うことなく管理されます。

雇用への平等なアクセスを提供するために、障壁を取り除くことが当社の優先事項です。人事担当者は、応募者が応募プロセス中に合理的配慮を要求する場合に協力します。配慮要求のプロセス中に共有されるすべての情報は、適用される法律およびマニュライフ/ジョン・ハンコックのポリシーに準拠した方法で保存および使用されます。申請プロセスにおいて合理的配慮を要求するには、 recruitment@manulife.com までご連絡をお願いします。

Referenced Salary Location Toronto, Ontario

Working Arrangement ハイブリッド勤務

Salary range is expected to be between $116,000.00 CAD - $166,000.00 CAD

If you are applying for this role outside of the primary location, please contact recruitment@manulife.com for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job‑related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.

Benefits Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short‑ and long‑term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact recruitment@manulife.com for more information about U.S.-specific paid time off provisions.

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