Senior Software Engineer, Back-End Focus

Quick Summary Build scalable Ruby and Typescript applications that power Kin’s insurance platform. Solve complex problems, mentor engineers, and ship high-impact features in a fast-moving environment.

At this time, we are unable to sponsor employment visas for this role.

Who we are Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it hardest. We start with smarter homeowners insurance and expand to everything homeowners need to thrive.

Using data, technology, and thoughtful human support, we’re building products that are clear, fair, and help homeowners feel confident — so homeowners aren’t left behind when they need help most.

Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 13 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including:

Built In Chicago's Best Places to Work, Midsize Companies (2021-2026)

Forbes' America's Best Startup Employers (2021-2024)

Inc. 5000 Fastest-Growing Private Companies

Forbes’ Fintech 50

Great Places to Work Certified (2024-2026)

Most importantly, we’re building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we’re building, visit kin.com and see how we work.

The opportunity We’re looking for a Senior Software Engineer to help us build and scale the products that power Kin’s insurance platform. As we continue to grow, we’re investing in strengthening our core systems while accelerating the delivery of new features that improve the homeowner experience.

In this role, you’ll tackle complex engineering challenges across our Ruby-based backend and Typescript front-end systems. You’ll collaborate closely with Product, QA, and cross-functional partners to ship high-quality features using Scrum methodologies. Beyond delivery, you’ll play a key role in elevating engineering standards — mentoring junior engineers, contributing to architectural decisions, and helping ensure our systems remain reliable, maintainable, and scalable.

Your responsibilities

Design, build, and maintain scalable backend services in Ruby, with occasional contributions in Python and Typescript

Develop and enhance front-end functionality using modern JavaScript frameworks and Typescript

Lead and contribute to architectural and design discussions that improve long-term system maintainability

Ship large, complex features from concept through deployment with high quality and strong testing practices

Participate actively in Scrum ceremonies including daily standups, sprint planning, and retrospectives

Collaborate cross-functionally with Product, QA, PMO, and other engineering teams to align technical solutions with business goals

Mentor junior engineers through pair programming, code reviews, and technical guidance

Advocate for thoughtful technical investments and clearly articulate trade-offs to stakeholders

Contribute to improving development workflows, tooling, and engineering best practices

Success in this role In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create. You’ll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin’s mission forward. Along the way, you’ll deliver outcomes that make a real difference for both Kinfolk and the homeowners we serve.

By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you’ve helped make.

You’ve successfully shipped multiple complex features that deliver measurable value to customers or internal stakeholders

System reliability, performance, or maintainability has improved due to your architectural contributions

Junior engineers demonstrate growth and increased confidence due to your mentorship and guidance

Technical trade-offs are better understood across teams because of your clear communication and advocacy

What you’ll bring Core Experience & Technical Skills

Demonstrated track record of shipping large, complex software projects in production environments

Fluency in Ruby and experience working with Python or Typescript

Experience with PostgreSQL or other relational databases

Experience contributing to architectural design and technical decision-making

Ability to articulate the value and trade-offs of technical investments

Experience mentoring engineers through code reviews, pairing, or informal leadership

Familiarity with modern JavaScript frameworks such as React, Vue, or Angular

Experience operating within Agile/Scrum development environments

Working Style & Environment

Comfortable in a fast-paced startup environment with evolving priorities

Ability to operate independently with limited technical guidance

Strong communication skills and cross-functional collaboration experience

Located in Central or Eastern US time zones (CDT or EDT) strongly preferred

How we hire We believe a great hiring experience should be clear, respectful, and human. Applications for this role are accepted on an on-going basis. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin’s in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions.

The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us:

Prompt updates and feedback following interviews

Interviews with recruiters, hiring managers, and members of teams

Skills assessment relevant to the position, if applicable

Genuine, thoughtful human interaction at every step

How we support you This role is eligible for our comprehensive benefits program, which includes standard coverage and additional supplemental benefits.

How we work We don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers.

Run through walls, together

- Our industry is stuck in the status quo. But Kin is different. We are challengers. Innovators unwavering in our mission to fix insurance for those who need it most. We are changing insurance for good. We roll up our sleeves, take action, and get “impossible” things done every day with grit and teamwork.

Raise the bar. Drop the ego

- Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other’s strengths.

Act like an owner

- We are owners, fully accountable for achieving Kin’s mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, Take ownership. Do the right thing, even when it‘s hard. Because when Kin thrives, so do you. And so do our customers.

Operate lean. Deliver more

- We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation – it's our competitive advantage.

Keep asking ‘What if?’

- We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks as opportunities for growth and are always learning and improving. Both individually and as a company.

Where we work We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration.

For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.

For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.

For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered.

State locations and specifics are subject to change as our hiring requirements shift.

EEOC statement Kin is proud to be an Equal Employment Opportunity and Affi… etc

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