Legal Counsel

Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology. Plenti is a dynamic and innovative business that is growing strongly. By continuing to deliver better customer experiences, Plenti is taking market share from incumbent players in the personal lending, renewable energy, and automotive finance markets.

We are a fast moving and ambitious business that seeks to recruit smart and capable people, who can take ownership of their role to help the business thrive. With over 250 people based in Australia, Plenti is of a size where everyone can make a difference in their role and help us realise our very big ambitions as a team, as we go about building Australia’s best lender.

Plenti is a founder led business that launched in 2014, listed on the ASX since 2020 with annual revenue of over $250 million and a loan portfolio of over $2.5 billion.

About the role Plenti is seeking a talented Legal Counsel to join our high-performing Legal & Compliance team. Reporting to the Senior Legal Counsel, you’ll play a pivotal role in supporting our business units across a diverse range of legal and regulatory matters. Working alongside some of the brightest minds in fintech, you’ll thrive in a fast-paced, innovative environment where professional growth is actively supported. This is an exciting opportunity to contribute to cutting-edge financial products while helping shape the legal and compliance foundations of a rapidly growing business.

Key Responsibilities Legal & Compliance Advisory

Provide pragmatic legal and compliance advice to business units on day-to-day and strategic matters

Respond to ad-hoc requests, draft policies and procedures, and manage borrower, investor and shareholder complaints and disputes

Review promotional and marketing materials for legal and regulatory compliance

New Products & Innovation

Advise on legal and regulatory implications of new products, services and features

Partner with product and project teams to deliver compliant, customer-focused solutions

Contracts & Agreements

Draft and review agreements with referral partners, funders, commercial partners and service providers

Draft and maintain standard contract templates for consumer (regulated and unregulated) and commercial borrowers

Corporate Governance

Assist with reporting to senior management and key stakeholders

Provide corporate governance support to the General Counsel and Company Secretary

Risk & Compliance

Support the business in meeting legal and regulatory obligations, including investigating potential incidents

Prepare and deliver compliance training across the organisation

Regulatory Change

Monitor and assess legal and regulatory developments impacting financial services

Help Plenti proactively prepare for industry and regulatory change

What we’re looking for

Law degree and admission to practice in NSW or another Australian jurisdiction

3–8 years’ post-qualification experience

Experience advising on financial services regulation, including the Corporations Act, consumer credit, and banking & finance

Demonstrated ability to deliver clear, technically strong legal advice across a range of matters

Strong interest in financial services and fintech, with an understanding of the commercial realities of the sector

A customer-centric mindset with a focus on empathy, efficiency and commercial outcomes

About You

High attention to detail and consistent delivery of quality work

Excellent communication and problem-solving skills

A proactive, curious approach and eagerness to learn

Ability to work both autonomously and collaboratively within a team

Why join Plenti?

Exposure to complex and interesting legal work in a leading fintech

A supportive, high-performing legal team that invests in development

Opportunity to shape products and decisions that directly impact customers

Flexible, inclusive and growth-oriented culture

What's life like at Plenti? Working at Plenti means joining a team that is high-performing, diverse, customer-focused and collaborative. It’s a place where everyone can "make it happen" and share in the results and success. If being in a dynamic industry as part of a market-leading fintech sounds like you, then join to help us reshape Australia’s financial eco-system for the good.

In return, you will enjoy a culture of innovation and entrepreneurship to take your career further. We offer flexible working and volunteer and study leave to develop your skills. We also have monthly social events, office snacks, company Townhalls and D&I initiatives and events to help you connect with your colleagues.

Plenti is committed to a diverse and inclusive workforce.

We encourage people from different backgrounds to apply, including Aboriginal and Torres Strait Islander people and people with disabilities. When you apply, let us know of any reasonable adjustments you may need during the interview process so we can accommodate you.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

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